Walls · Foundations · ICF · Block · Stone

Does Your Insulation
Pass Building Code?

The only free calculator that handles poured concrete, CMU block, ICF, river rock, and stone foundation walls — with dimple board, spray foam, and rigid foam systems. Build any assembly layer by layer and get an instant pass/fail.

Poured Concrete CMU Block ICF Systems River Rock & Stone Dimple Board 100% Free
Mode
Custom mode: set your own zone, title & required R-value
Select your foundation wall type, enter the wall thickness, then pick your insulation system. The calculator will build the correct layer stack automatically.
Code Check — IECC 2021
Climate Zone
Assembly Type
IECC Minimum
R-15
Assembly Total
Zone 5 · Basement
R-0.0
✗ Fails Code
R-0Required: R-15
Add layers or use a Foundation Quick-Start above.
Layer Breakdown
TOTAL R-VALUER-0.00
Assembly — Cross-Section View
Each colour = one material layer · Heights proportional to thickness
R-0.0
Total R-Value
Select a foundation type above or add layers manually
Layer Stack Builder
Add layers manually — interior → exterior
0 LAYERS

Foundation Wall Reference

Foundation Wall Types &
Their R-Values Explained

Different foundation wall materials have dramatically different base R-values — and different insulation strategies work best for each. Here's what the data says.

Poured Concrete
R-0.08/in
8" wall = R-0.64. Always needs exterior or interior insulation to meet code.
CMU Block (8")
R-1.11 total
Standard 8" concrete block. Hollow cores can be foam-filled to reach R-8 to R-10.
CMU Block (12")
R-1.28 total
Heavier block wall. Still requires significant added insulation for code.
ICF Standard (Fox Blocks, Nudura)
R-22 to R-24
EPS foam both sides of concrete. Meets or exceeds code in all zones.
ICF Plus / XR35 (Nudura)
R-30 to R-48
Thicker foam panels. Exceeds Passive House requirements in cold climates.
River Rock / Rubble Stone
R-0.06/in
Historic fieldstone walls. 18" wall = approximately R-1.08. Requires full retrofit.
Solid Brick Foundation
R-0.20/in
8" brick = R-1.60. Better than concrete but far below code minimums.
Dimple Board (HDPE Membrane)
R-0.1–0.3
Drainage + capillary break. Minimal thermal value but essential for moisture control.

Code Reference

IECC 2021 Basement &
Foundation Wall Minimums

Basement walls have different code minimums than above-grade walls. Below-grade walls see more moderate temperatures — but moisture management is equally critical.

ZoneRegionBasement WallCrawl SpaceAbove-Grade Wall
Zone 1Hawaii, GuamR-0R-0R-13
Zone 2South FL, Gulf TXR-0R-0R-13
Zone 3GA, AL, TX, CA CoastR-5R-5R-20
Zone 4KY, VA, OR, WAR-10R-10R-20
Zone 5OH, PA, NE, CO, ILR-15R-15R-20
Zone 6MN, MT, ME, VT, WIR-15R-15R-20
Zone 7AK Interior, NDR-15R-15R-21
Zone 8AK Far NorthR-15R-15R-21

Common Questions

Foundation Wall Insulation
Questions Answered

What R-value does a poured concrete wall have?
Poured concrete has approximately R-0.08 per inch. A standard 8-inch poured concrete basement wall provides only R-0.64 total — far below code minimums in most zones. Concrete requires added insulation to meet any IECC climate zone minimum.
What is ICF and what R-value does it provide?
Insulated Concrete Forms (ICF) are stay-in-place foam blocks filled with reinforced concrete. The foam stays on both sides of the wall permanently. Standard ICF walls from brands like Fox Blocks, Nudura, and BuildBlock provide R-22 to R-24. Premium systems like the Nudura XR35 reach R-35 to R-48.
What is dimple board and does it add R-value?
Dimple board (also called dimple mat or drainage membrane) is a studded HDPE plastic sheet installed against foundation walls. It creates a drainage plane and capillary break — keeping water away from insulation. Its thermal value is minimal (R-0.1 to R-0.3) but it protects your insulation's R-value from moisture degradation.
Can you insulate a river rock or stone foundation?
Yes, but it requires interior insulation only — stone and rubble walls cannot have exterior foam applied without excavation. Closed-cell spray foam applied directly to the interior face of a stone wall (2–3 inches) provides both air sealing and R-13 to R-20. It also stabilizes loose mortar.
Should basement insulation go on the inside or outside?
Both work, and both are code-compliant. Exterior insulation (XPS rigid foam outside the foundation) keeps the concrete wall warm, reducing condensation risk. Interior insulation (spray foam or rigid foam inside) is cheaper and easier but must be protected from fire with drywall. Interior is more common for retrofits.
What is the best insulation for a CMU block wall?
Closed-cell spray foam applied directly to the block surface is the most effective — it air-seals between blocks and provides R-6.5 per inch. Alternatively, 2 inches of XPS rigid foam board on the interior achieves R-10, which meets code in Zones 3 and 4. Core-filling the blocks with perlite or EPS adds R-8 to R-10 but doesn't address air leakage.
Does ICF meet building code without additional insulation?
Yes — standard ICF at R-22 to R-24 meets or exceeds basement wall code minimums in all 8 IECC climate zones (maximum required is R-15 for Zones 5–8). ICF also provides a continuous insulation layer with no thermal bridging, unlike stud-framed assemblies.
What R-value do I need for my basement walls?
Zones 1–2: R-0 (no requirement). Zone 3: R-5. Zone 4: R-10. Zones 5–8: R-15. Use the calculator above with "Basement" selected to check your complete assembly — including concrete wall, insulation, and drywall — against the IECC minimum for your climate zone.